Brightline is in network with Aetna

If you have an Aetna plan, we can tell you exactly which of our clinicians are covered. If we don’t have anyone credentialed yet under your plan, we’ll tell you who is available as an out-of-network option, and give you information about pricing, HSA/FSA funds, and superbills.

Call the number on the back of your insurance card to see what mental health services are covered under your plan, whether you’ve met your deductible, and if you are responsible for a copay or a coinsurance percentage of services.

Estimated average Aetna costs after insurance

Every insurance plan is different. What you pay depends on your provider, plan, deductible, copay, coinsurance, and whether your deductible has been met. The figures shown here are estimates for general guidance only. Call us to help estimate your costs.

Based on Aetna claims from May 2025–May 2026, families with in-network coverage on average paid the following per visit* after their deductible was met:

  • Therapy: average cost is $31 per session

  • Psychiatry: average cost is $39 per session

  • Psychological testing: average cost is $75 per session



* These figures are averages based on Aetna in-network commercial claims from May 2025–May 2026 and are provided for general guidance only. Your actual cost may be higher or lower depending on your plan, deductible, copay, coinsurance, and coverage status. Patients with high-deductible plans, unmet deductibles, out-of-network coverage, or non-covered services may pay more. These figures are not a quote or guarantee of your cost.

Questions to ask your insurance provider

  • Is Brightline in network with my plan?

  • Is [clinician name] in network with my plan?

  • Is diagnosis code [code here] covered as part of my plan?

  • Do I have a deductible and how much do I need to pay until it's met?

  • Am I responsible for a copay (a fixed rate, e.g. $40) or coinsurance (a percentage of the cost of a service, e.g. 10% of therapy)?

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Our staff is trained to help

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Call us

We’ll check to see if Brightline is in network with your plan or talk about self-pay pricing and superbills

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Gather info

We’ll talk through copays, coinsurance, deductibles, and common CPT codes that insurers need

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Insurance

Our engagement specialists can tell you what questions to ask your insurance plan and give you the information you need before you call

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Payments

 We’ll keep your credit card on file — we can gather the information or you can upload it yourself

Helpful information on timing

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  • After your child’s first appointment, we’ll notify you by email to let you know when your insurance claim has been processed, what the charge amount to your credit card on file will be (if any), and the timing of the payment (usually five business days).

  • When insurance processes the claim on their end — which may take up to 45–60 days — whatever isn’t covered is charged to the credit card on file. 

  • If you are paying out of pocket, your credit card will be charged once your child’s clinician puts their after-visit notes into our system. This lets us know the appointment has taken place and usually happens within about three days. 

  • If you are paying out of pocket and need a superbill, we can provide one at any time — either by request or on a regular monthly basis.

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Insurance and pricing FAQs

We know you need all the information you can get about insurance, pricing, and how all of this works. We’ve got your answers.

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